Now that your holiday is booked and you are ready to go, there is nothing left to do except organise your single trip travel insurance to cover an unforeseen eventualities on your holiday. When you purchase a policy, you can rest assured that not only are you making certain you are covered should something not go quite according to plan, but if you shop around effectively you can cover for pretty much everything for an excellent price.
Medical coverage
When you are looking into single trip travel insurance, one of the most important things you need to make sure it entails is medical coverage. There are few things quite as bad as going on holiday, becoming ill for some reason or another and then being hit with a massive bill from the local medical authorities. Talk about putting a dampener on your journey! But be sure to check the fine print: many options do limit the amount and type of payouts that can be received for medical.
Lost luggage
One of the worst feelings you can have when you land at the other end of your flight and find you are the last person in the baggage hall, staring at the belt, waiting hopelessly for your bags to arrive. If this happens to you, and you have single trip travel insurance, you can at least breathe a little sigh of relief. While it may mean having to do some unexpected shopping, you'll be covered for reimbursement should your bags not find their way home again.
Acts of terrorism
Now, more than ever before, coverage for acts of terrorism is often included in policies. Depending on where you are travelling, there is an array of prices and options that can come attached to this type of policy. As expected, the cost may go up if you are planning your holiday in a known area of civil unrest - even those areas that are not considered unsafe are subject to be covered under acts of terrorism. And, while this is not something you may choose as an extra on your trip to a friendly countryside village in Europe, simply be grateful if it is included in your package.
Active holiday coverage
For those who like to get active on their holidays, whether skiing or biking or even deep sea diving, there is often the option for coverage for such activities that might bring with them a bit more physical danger. If you are planning on purchasing a policy for your holiday and are hoping to ski while away (for example), going for that little bit of extra cover is worth your while. These policies can cover everything from extra medical coverage to special coverage for your ski equipment.
Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.
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