If you're the kind who only makes one great holiday trip each year, then single trip holiday insurance should be top of your list of must do tasks as soon as you've booked. In all the excitement of planning and packing it's easy to overlook its importance, but here's a long list of reasons you should pay it some careful mind.
Who Needs Travel Cover?
If you're like many employees, you probably work hard all year round and take your annual leave one stretch to go on a single trip. Holiday insurance will help make sure nothing spoils that one break you've been looking forward to. In terms of cover, while you may travel for work, your company will have acquired appropriate coverage for that. But more often than not, company policies only cover travel for business purposes. For any personal trips, chances are, you'll be on your own. Single trip holiday insurance is your best bet to augment that.
Why?
There's a simple answer for why you need a good policy: life is unpredictable, and your one big break in the year a time when you cannot afford to let unpredictability get in the way of your objectives. After all the work you've done earning the money to pay for it, then more work planning - getting the best rates on flights, accommodations and tours, comparing prices and deals, perhaps even staying up to catch that special on the internet - it's definitely time to enjoy the spoils of your labour. Fun and decompression is the order of the day, not stress over what you'll do if things go wrong.
That travel cover may just be the one thing that saves you in an emergency - even the most conscientious planners don't think of everything, after all.
The Freedom To Go To Faraway Places and Make Complicated Travel Plans
If you've ever wanted to go somewhere you've never been before such as Europe, Asia or South America, single trip holiday insurance can help secure your peace of mind amidst a whirl of uncertainty.
Travel itineraries with many components throw up plenty of opportunities for things to go wrong. The rule is simple: the more components to a plan, the higher the likelihood of something going awry. Let's say you're taking a trip that requires connecting flights, as well as other transfers like over land, or say a cruise. One flight gets delayed, and then all your plans are affected causing you to miss the connecting flight, necessitating an extra day or two to a hotel, causing you to miss a cruise. See how it works? Appropriate travel cover can reimburse you so you can either rebook or make alternative arrangements should something go wrong at one of those crucial junctures.
Other things can also happen to spoil those holidays: lost luggage, unrest at the destination, even weather disturbances. If you're going to plan that one great holiday, include a decent policy in your plans. It's the one thing that can help make sure you'll never have to say, "I wish I stayed at work!"
Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.
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